.terms-cta {
    background: #4A3426;
    border-radius: 20px;
    padding: 48px 40px;
    text-align: center;
    position: relative;
    overflow: hidden;
    max-width: 900px;
    margin: 0 auto;
}

.cta-content {
    position: relative;
    z-index: 2;
}

.cta-content h3 {
    font-size: 28px;
    font-weight: 700;
    color: #fff;
    margin: 0 0 12px;
}

.cta-content p {
    font-size: 16px;
    color: rgba(255, 255, 255, 0.95);
    margin: 0 0 24px;
}

.cta-button {
    display: inline-block;
    padding: 14px 36px;
    background: #FFFFFF1A;
    color: #fff !important;
    text-decoration: none;
    border-radius: 10px;
    font-weight: 700;
    font-size: 15px;
    transition: all 0.3s ease;
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
}

.cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(0, 0, 0, 0.2);
    color: black !important;
    background: #fff;
}


@media (max-width: 768px) { 
    
     .terms-cta {
        padding: 36px 24px;
    }
    
    .cta-content h3 {
        font-size: 24px;
    }
}


@media (max-width: 448px) { 
    
     .terms-cta {
        padding: 30px 20px;
    }
    
    .cta-content h3 {
        font-size: 22px;
    }
    .cta-content p {
        font-size: 13px;
        margin-bottom: 16px;
    }
    
    .cta-button {
font-size: 14px;
    padding: 10px 32px;
}

}